Tailored education and communications programs, plus multiple access channels, help participants appreciate the value of the retirement benefits you offer. Through the Schwab Retirement Plan Services website and voice response systems, participants can:

• Review specifics of their plan and benefits
• Use online tools to obtain benefit projections
• Receive personal assistance by phone from Participant Service Representatives who know your defined benefit plan's provisions

In addition, quarterly statements put plan information in front of participants regularly to increase their understanding and appreciation of their benefits.